Monterey Collision & Auto Repair

  Aftermarket and alternative parts have their place in the repair process.   Believe it or not, some vehicles over four years of age begin encountering challenges when tracking down replacement parts. OEM (Original Equipment Manufacturer) parts may simply no longer be available, and the only option becomes aftermarket or salvaged parts to repair your vehicle.   Remember that for your monthly premium to remain affordable; insurance companies use aftermarket parts in the repair process. Would you use a cheaper part to save money if the two were nearly identical in every way? How about reusing a component that is still good? Insurance companies are faced with this same challenge, and so have come up with policies and protocols to streamline their approval process throughout your automobiles repair.   Collision shops love the fit and feel of an OEM part; it is the preferred part to work with. If aftermarket parts are available and insurance will not pay for an O ... read more

What is OEM insurance?   Updated Blog 1/8/23: When it comes to securing the right auto insurance policy, many factors demand your consideration. One crucial aspect often overlooked is the choice between Original Equipment Manufacturer (OEM) and aftermarket parts. In this comprehensive guide, we explore the significance of OEM insurance, shedding light on its benefits, alternatives, and how it can impact your overall auto insurance experience. Understanding OEM Insurance OEM insurance stands as a vital add-on to your standard auto insurance policy. It ensures that, in the unfortunate event of an accident, only OEM parts will be used to restore your vehicle. These parts are specifically crafted by your car's manufacturer, adhering to stringent safety and quality standards. Opting for OEM insurance provides a guarantee that your car will be brought back to its factory specifications, maintaining its original integrity. Requesting OEM Parts After an Accident In the aftermat ... read more